Which SBA Loan is right for you?
Getting the capital you need is key to growing your business. Learn more about small business loans to grow your business by choosing the option that fits your situation best.
SBA 504 Loans
The SBA 504 Fixed Asset Financing Program is administered through non-profit Certified Development Companies throughout the country. This program provides funding for purchase of land or new construction, acquisition of existing buildings, modernization, renovation or improvement of commercial property and/or purchase of business equipment/machinery.
SBA 7(a) Loans
The 7(a) Loan Guaranty Program is designed to help small entrepreneurs start or expand their businesses. The program is extremely flexible and allows for financing of owner-occupied commercial real estate, equipment of all sorts, working capital, inventory and/or for the purchase of an existing business by a third party or an existing partner.
Through our relationships, we can offer traditional loans through different lending partners. These would typically be owner-occupied commercial properties that could possibly be eligible for an SBA participation, but for some reason it might be a better fit to look at the loan without SBA.
What Our Clients Say About Us
We believe building relationships goes to the core of our mission.
"I think anytime you dream big, you think it's a longshot. However, they believed in me just as much as I believed in this concept, and they were there to support me and make sure that they could make this process as easy as possible."
"Restaurants are risky, and for someone to lend a restaurant money is not easy...and Sam, he made it easy."
Discuss Your Options
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Frequently Asked Questions
Why Alliance Capital and not go directly to a bank?
How long does it take to process and close an SBA Loan?
Are there a lot of costs associated with a SBA loan?
Are interest rates higher for an SBA loan?
Is a large down payment required to qualify for a loan?
Is a good credit score required to qualify for a loan?
Aren't SBA Loans more for start-ups or companies that can't get conventional financing?
Are the costs comparable for an SBA Loan vs. a traditional bank loan?
Will I have to pledge personal assets, such as my home, to obtain an SBA Loan?
I am looking at purchasing an existing business, is there an SBA Loan for that?
Loan Packaging from Start to Finish
We provide loan packaging services and secure SBA loan authorization for your clients, work with you to close the loan and provide full support for loan sales and servicing after closing occurs.LEARN MORE
For Referral Partners
Let our decades of SBA experience help your clients
We are a source for SBA lending that believes when businesses grow, it changes the communities around them for the better. Our solutions-minded approach focuses on finding creative loan options in alignment with our client’s goals and needs. We build client relationships through demonstrated experience and results.LEARN MORE
How Can We Help?
Whether you have questions, or would like to discuss lending options, we'd love to hear from you.
Alliance Capital Corporation
1808 Oxmoor Road
Homewood AL 35209