504 Loans that Build Long-Term Business Foundations

Affordable Commercial Real Estate and Fixed Asset Financing Tailored to Your Growth Goals.

Whether you’re purchasing property, constructing facilities or investing in major fixed assets, a 504 loan helps preserve cash flow while providing long-term, low‑rate financing designed for small business success.

Here’s How 504 Loans Help Your Business Grow.

Low Fixed Rates

Lock in interest rates on real estate and major assets that won’t fluctuate with the market, so you can budget with confidence.

Preserve Working Capital

Finance big purchases without draining cash reserves. Preserve liquidity for operations, payroll and unexpected opportunities.

Longer Terms

Take advantage of extended repayment terms that lower monthly payments and reduce cash flow pressure.

Asset-Focused Strategy

504 loans are specifically structured for real estate, heavy equipment and fixed assets that support long‑term business value.

SBA 504 loans are ideal for established businesses ready to invest in long-term assets while preserving cash flow. This financing supports the purchase or construction of owner-occupied commercial property, facility upgrades, or major equipment acquisitions. With fixed rates and extended terms, 504 loans offer a strategic way to expand or refinance fixed-asset debt without overextending your business.

Have Questions?

Let us know how we can help you grow!