504 Financing Solutions for Long-Term BusinessĀ Growth

Affordable Commercial Real Estate and Fixed Asset Financing Tailored to Your Growth Goals.

SBA 504 financing solutions are designed to help business owners invest in long-term growth through owner-occupied commercial real estate, facility improvements and eligible fixed asset purchases. Through participating lenders and CDC partners, these financing programs may offer lower down payments, longer repayment terms and predictable financing structures that support business stability and expansion.

Here’s How 504 Loans Can Support Your Business Goals.

Low Fixed Rates

SBA 504 financing may provide stable, long-term fixed rates that help business owners plan confidently and manage future growth with greater predictability.

Preserve Working Capital

Lower down payment structures may help businesses maintain liquidity for operations, payroll, inventory and future opportunities.

Longer Repayment Terms

Extended repayment structures can help reduce monthly payment obligations and support healthier long-term cash flow management.

Asset-Focused Strategy

SBA 504 financing is designed for long-term investments such as owner-occupied commercial real estate, construction projects and eligible equipment acquisitions.

SBA 504 financing programs are structured to support long-term business investments through partnerships with participating lenders and CDC organizations. These financing solutions are commonly used for commercial real estate purchases, facility construction, renovations and major fixed asset acquisitions while helping businesses preserve working capital and support future growth objectives.

Have Questions?

Let our team help guide you through SBA 504 financing opportunities and lender partnership solutions.

Alliance Capital Corporation is not a lender or Certified Development Company (CDC). We provide SBA financing guidance, loan packaging and coordination services through participating lenders and CDC partners. All financing approvals, underwriting decisions and loan terms are determined by the participating financial institution and CDC partner.